FindLaw - Agreement and Plan of Merger - Thor Industries Inc. and Keystone RV Co.
================================================================================


                          Agreement and Plan of Merger


                                  by and among

                             Thor Acquisition Corp.,
                             Thor Industries, Inc.,
                               Keystone RV Company
                                       and
                  certain parties listed on the signature pages
                                 attached hereto



                                November 9, 2001


================================================================================


<PAGE>




                                Table of Contents

                                                                            Page
                                                                            ----
                                                                                
Article I The Merger...........................................................2

         SECTION 1.01          The Merger......................................2
         SECTION 1.02          Effective Time..................................2
         SECTION 1.03          Effects of the Merger...........................3
         SECTION 1.04          Certificate of Incorporation and By-laws........3
         SECTION 1.05          Directors.......................................3
         SECTION 1.06          Officers........................................3
         SECTION 1.07          Tax Consequences................................3

Article II Merger Consideration; Conversion of Securities; 
        Adjustment; Escrow.....................................................4

         SECTION 2.01          Merger Consideration............................4
         SECTION 2.02          Cancellation and Conversion of the Capital 
                               Stock and Stock Options of the Company and 
                               Acquisition Subsidiary..........................6
         SECTION 2.03          Exchange Procedure; Payment.....................7
         SECTION 2.04          Adjustment of Merger Consideration..............8
         SECTION 2.05          Escrow.........................................10

Article III Representations And Warranties Of The Company 
        And The Principal Shareholder.........................................13

         SECTION 3.01          Organization; Good Standing....................13
         SECTION 3.02          Capitalization; Title to Shares................13
         SECTION 3.03          Subsidiaries...................................14
         SECTION 3.04          Authority Relative to this Agreement...........14
         SECTION 3.05          Consents and Approvals; No Violations..........14
         SECTION 3.06          Financial Statements...........................15
         SECTION 3.07          Absence of Undisclosed Liabilities.............16
         SECTION 3.08          Absence of Certain Changes or Events...........16
         SECTION 3.09          Company's Agreements...........................17
         SECTION 3.10          Real Property..................................18
         SECTION 3.11          Machinery and Equipment........................19
         SECTION 3.12          Inventories....................................20
         SECTION 3.13          Accounts Receivable............................20
         SECTION 3.14          Intellectual Property Rights...................20
         SECTION 3.15          Licenses.......................................21
         SECTION 3.16          Title to Assets................................21
         SECTION 3.17          Corporate Minute Books; Bank Accounts..........21
         SECTION 3.19          Employees; Benefit Plans.......................23
         SECTION 3.20          Insurance......................................26
         SECTION 3.21          Litigation.....................................26
         SECTION 3.22          Compliance with Laws...........................27
         SECTION 3.23          NHTSA; Other Safety Standards..................27

                                       
<PAGE>

         SECTION 3.24          Product Liability; Product Recalls.............27
         SECTION 3.25          Warranties.....................................28
         SECTION 3.26          Dealer Network; Rebates and Refunds............28
         SECTION 3.27          Environmental Matters..........................28
         SECTION 3.28          Disclosure.....................................30
         SECTION 3.29          Tax Matters....................................31
         SECTION 3.30          Exclusive Representations and Warranties.......31

Article IV Representations and Warranties of Parent and 
        Acquisition Subsidiary................................................33

         SECTION 4.01          Organization; Good Standing....................33
         SECTION 4.02          Authority Relative to this Agreement...........33
         SECTION 4.03          Consents and Approvals; No Violations..........33
         SECTION 4.04          Validity of Shares Issued......................34
         SECTION 4.05          Capitalization of Acquisition Subsidiary.......34
         SECTION 4.06          Litigation.....................................34
         SECTION 4.07          SEC Reports; Financial Statements..............35
         SECTION 4.08          Tax Matters....................................35
         SECTION 4.09          Exclusive Representations and Warranties.......35

Article V Conduct and Transactions Prior to Closing...........................36

         SECTION 5.01          Conduct of Business............................36
         SECTION 5.02          Certain Changes or Events......................36
         SECTION 5.03          Access to Information..........................37
         SECTION 5.04          Non-Solicitation...............................37
         SECTION 5.05          Additional Agreements..........................37
         SECTION 5.06          Communications with Agencies...................38
         SECTION 5.07          HSR Act Compliance.............................38
         SECTION 5.08          Public Disclosure..............................38
         SECTION 5.09          Books and Records..............................38
         SECTION 5.10          Supplements to and Amendments of the 
                               Disclosure Schedule............................38
         SECTION 5.11          Tax Matters....................................39

Article VI Conditions to Closing..............................................39

         SECTION 6.01          Conditions to Obligations of Parent and 
                               Acquisition Subsidiary.........................39
         SECTION 6.02          Conditions to Obligations of the Company 
                               and the Holders................................42

Article VII Closing...........................................................43

         SECTION 7.01          Closing Date...................................43
         SECTION 7.02          Deliveries by the Company and the Holders......43
         SECTION 7.03          Deliveries by Parent and 
                               Acquisition Subsidiary.........................44
         SECTION 7.04          Further Assurances.............................44

Article VIII Private Placement; Restrictions On Transfer; 
             Registration Statement...........................................45

                                       
<PAGE>

         SECTION 8.01          Securities Act Compliance......................45
         SECTION 8.02          Restrictions on Transfer.......................46
         SECTION 8.03          Legends........................................47
         SECTION 8.04          Registration of Parent Common Stock............47

Article IX Survival; Indemnification..........................................48

         SECTION 9.01          Survival Past Closing..........................48
         SECTION 9.02          Indemnification by the Holders.................48
         SECTION 9.03          Indemnification by Parent and 
                               Acquisition Subsidiary.........................49
         SECTION 9.04          Limitation on Indemnification..................49
         SECTION 9.05          Exclusive Remedy...............................50
         SECTION 9.06          Indemnification Procedures.....................50

Article X Termination of Agreement............................................52

         SECTION 10.01         Events of Termination..........................52
         SECTION 10.02         Effect of Termination..........................52

Article XI Finder's Fees......................................................53


Article XII Notices...........................................................53


Article XIII Miscellaneous....................................................56

         SECTION 13.01         Expenses.......................................56
         SECTION 13.02         Entire Agreement...............................56
         SECTION 13.03         Amendments and Waivers.........................56
         SECTION 13.04         Successors and Assigns.........................57
         SECTION 13.05         Governing Law..................................57
         SECTION 13.06         Severability...................................57
         SECTION 13.07         No Third-Party Beneficiaries...................57
         SECTION 13.08         Attorneys' Fees................................57
         SECTION 13.09         Remedies.......................................57
         SECTION 13.10         Consent to Jurisdiction and Service of 
                               Process........................................58
         SECTION 13.11         Counterparts...................................58
         SECTION 13.12         Certain References; Captions...................58
         SECTION 13.13         Interpretation.................................58
         SECTION 13.14         Guaranty by Parent.............................59
         SECTION 13.15         Holder Representatives.........................59
         SECTION 13.16         Knowledge......................................60
         SECTION 13.17         Material Adverse Effect........................60
         SECTION 13.18         Company Director and Officer 
                               Indemnification................................60
         SECTION 13.19         Defined Terms..................................60

EXHIBITS

         EXHIBIT 1.02               Forms of Certificate of Merger
         EXHIBIT 2.01               Form of Certificate of Designation

                                       
<PAGE>

         EXHIBIT 2.05(a)            Form of Escrow Agreement
         EXHIBIT 2.05(b)(i)         Form of Letter Agreement
         EXHIBIT 2.05(b)(ii)        Form of Additional Escrow Agreement
         EXHIBIT 6.01(e)            Form of Opinion of Counsel for the Company 
                                    and the Holders
         EXHIBIT 6.02(e)            Form of Opinion of Counsel for Parent and 
                                    Acquisition Subsidiary
         EXHIBIT 7.02(d)            Form of Non-Competition Agreement
         EXHIBIT 7.02(f)            Form of Holder Release
         EXHIBIT 8.02               Form of Stock Restriction Agreement
         EXHIBIT 8.04               Form of Registration Rights Agreement

ANNEXES

         ANNEX 2.04(c)              Thor Warranty Reserve Formula
         ANNEX 6.01(a)              Additional Closing Covenants and Conditions
         ANNEX 6.01(c)              Consents Required to be Obtained
         ANNEX 6.01(i)              Liens Not Required to be Released or 
                                    Terminated by the Company
         ANNEX 9.02(iii)            Additional Matters



<PAGE>



                          Agreement and Plan of Merger
                          ----------------------------


                Agreement  and plan of merger dated as of November 9, 2001 (this
"Agreement")  by and  among  Thor  Acquisition  Corp.,  a  Delaware  corporation
 ---------
("Acquisition  Subsidiary"),  Thor  Industries,  Inc.,  a  Delaware  corporation
  -----------------------
("Parent"),  Keystone RV Company,  an Indiana  corporation (the "Company"),  the
  ------                                                         -------
shareholders of the Company whose names are listed at the foot of this Agreement
(the  "Shareholders"),  the  holders of the  Company  Stock  Options (as defined
       ------------
below) whose names are listed at the foot of this Agreement (the "Optionholders"
                                                                  -------------
and,  together  with the  Shareholders,  collectively  referred to herein as the
"Holders"),  and H. Coleman Davis, III and Joseph F. Trustey, as representatives
 -------
of the Holders (each, a "Holder  Representative"  and collectively,  the "Holder
                         ----------------------                           ------
Representatives").
---------------

                              W I T N E S S E T H:
                               - - - - - - - - - -


                WHEREAS, the Company is engaged in the business (the "Business")
                                                                      --------
of  manufacturing  and  marketing  recreational  vehicles,  consisting of travel
trailers and fifth-wheel vehicles (the "Product");
                                        -------

                WHEREAS,   the  Company   desires  to  merge  with   Acquisition
Subsidiary and Acquisition  Subsidiary  desires to merge with the Company,  upon
the terms and  subject to the  conditions  set forth  herein,  whereby  (i) each
issued and outstanding  share of voting common stock,  par value $.01 per share,
of the Company  (the  "Company  Common  Stock") and each issued and  outstanding
                       ----------------------
share of Series B convertible  preferred stock, par value $.01 per share, of the
Company (the "Company Convertible  Preferred Stock") will be converted into cash
              ------------------------------------
and either (x) shares of common stock,  par value $.10 per share, of Parent (the
"Parent  Common Stock") or (y) shares of Series A convertible  preferred  stock,
par value $.10 per share, of Parent (the "Parent  Preferred  Stock"),  (ii) each
                                          ------------------------
issued and outstanding  share of Series A redeemable  preferred stock, par value
$.01 per share, of the Company (the "Company  Redeemable  Preferred  Stock" and,
                                     -------------------------------------
together with the Company Convertible Preferred Stock,  collectively referred to
herein as the "Company  Preferred  Stock") will be converted into cash and (iii)
               -------------------------
each issued and outstanding option to purchase shares of Company Common Stock (a
"Company  Stock  Option") will be canceled and the holders  thereof will receive
 ----------------------
cash and either shares of Parent Common Stock or Parent Preferred Stock, in such
amounts, in such proportion and in such manner as hereinafter described;

                WHEREAS,  subject to the matter described on Schedule 3.02(a) of
                                                             ----------------
the Disclosure Schedule, the Shareholders own, and will own immediately prior to
the Closing (as defined in Section 7.01), of record and beneficially, all of the
Company Common Stock and Company Preferred Stock, and the Optionholders own, and
will own immediately prior to the Closing,  of record and  beneficially,  all of
the Company  Stock  Options,  and have agreed to cause the Company to enter into
this Agreement and  consummate the  transactions  contemplated  hereby,  and, in
their capacity as shareholders and  optionholders,  to enter into this Agreement
and consummate the transactions contemplated hereby; and

                                       
<PAGE>

                WHEREAS,  in the case that the  Merger is a Forward  Merger  (as
defined in Section 1.01(a)), it is intended for U.S. federal income tax purposes
that the Merger  shall  constitute  a  "reorganization"  within  the  meaning of
Section  368(a) of the Internal  Revenue Code of 1986,  as amended (the "Code"),
                                                                         ----
and that this Agreement shall constitute a "plan of reorganization" for purposes
of Section 368 of the Code.

                NOW THEREFORE,  in  consideration of the promises and the mutual
agreements,  covenants,  representations  and warranties herein  contained,  the
parties hereto agree as follows: 

                                   ARTICLE I
                                   THE MERGER

SECTION 1.01    The  Merger.  Upon the terms and subject to the  conditions  set
                -----------
forth in this Agreement, and in accordance with the Delaware General Corporation
Law (the "DGCL") and the Indiana Business  Corporation Law (the "IBCL"),  at the
          ----                                                   ----
Effective Time (as defined in Section 1.02):

        (a)     If, (i) on the last trading day preceding the Closing Date,  the
closing price of a share of Parent  Common Stock on the New York Stock  Exchange
(the "Closing Stock Price") is $29.00 or greater per share,  or (ii) the Closing
      -------------------
Stock Price is less than $29.00 per share,  but Parent  receives the tax opinion
described in Section 6.01(j),  and the Company shall so elect, the Company shall
be merged with and into  Acquisition  Subsidiary (the "Forward  Merger").  After
                                                       ---------------
giving effect to the Forward  Merger,  the separate  corporate  existence of the
Company shall cease and Acquisition  Subsidiary  shall continue as the surviving
corporation  (the  "Forward  Merger  Surviving  Corporation"),  and  Acquisition
                    ---------------------------------------
Subsidiary  shall  succeed to and assume all the rights and  obligations  of the
Company in accordance with the DGCL; or

        (b)     If the condition to a Forward Merger pursuant to Section 1.01(a)
above is not satisfied, Acquisition Subsidiary shall be merged with and into the
Company (the "Reverse  Merger").  After giving effect to the Reverse Merger, the
              ---------------
separate  corporate  existence  of  Acquisition  Subsidiary  shall cease and the
Company  shall  continue  as the  surviving  corporation  (the  "Reverse  Merger
                                                                 ---------------
Surviving  Corporation"),  and the Company  shall  succeed to and assume all the
----------------------
rights and obligations of Acquisition Subsidiary in accordance with the IBCL.

        For purposes of this  Agreement (i) the term "Merger"  shall mean either
                                                      ------
the Forward Merger or the Reverse Merger, whichever is applicable,  and (ii) the
term  "Surviving  Corporation"  shall mean either the Forward  Merger  Surviving
       ----------------------
Corporation  or  the  Reverse  Merger   Surviving   Corporation,   whichever  is
applicable.  

SECTION 1.02    Effective Time. The parties shall prepare, execute and deliver a
                --------------
certificate of merger and/or other  appropriate  documents in substantially  the
form(s)  annexed hereto as Exhibit 1.02 (in any such case, the  "Certificate  of
                           ------------                          ---------------
Merger") in accordance with the relevant provisions of the DGCL and the IBCL and
------
file same with the Secretary of State of the State of Delaware and the Secretary
of  State  of the  State of  Indiana,  respectively.  The  Merger  shall  become
effective  upon the filing of the  Certificate  of Merger with the  Secretary of
State  of the  State of  Delaware  (in the case of the  Forward  Merger)  or the
Secretary  of State of the State of Indiana (in the case of the Reverse  Merger)
or at such  subsequent  time or date as Parent and the  Company  shall agree and

                                       2
<PAGE>

specify  in the  Certificate  of Merger.  The time at which the  Merger  becomes
effective is referred to in this Agreement as the "Effective Time". In addition,
                                                   --------------
in the case  that the  Merger  is a  Reverse  Merger,  Parent  shall  cause  the
Certificate of Designation  (as defined in Section  2.01(a)(ii)(B))  to be filed
with the Secretary of State of the State of Delaware at the Effective Time.

SECTION 1.03    Effects of the  Merger.  At and after the  Effective  Time,  the
                ----------------------
Surviving Corporation shall succeed to and possess, without further act or deed,
all of the estate, rights,  privileges,  powers and franchises,  both public and
private, and all of the property,  real, personal, and mixed, of the Company and
Acquisition Subsidiary;  all debts due to the Company and Acquisition Subsidiary
shall be vested in the Surviving  Corporation;  all claims,  demands,  property,
rights,  privileges,  powers and  franchises  and every  other  interest  of the
Company and Acquisition  Subsidiary  shall be as effectively the property of the
Surviving  Corporation as they were of the Company and  Acquisition  Subsidiary,
respectively;  the title to any real estate  vested by deed or  otherwise in the
Company and Acquisition Subsidiary shall not revert or be in any way impaired by
reason of the  Merger,  but shall be vested in the  Surviving  Corporation;  all
rights  of  creditors  and all  liens  upon  any  property  of the  Company  and
Acquisition  Subsidiary  shall be preserved  unimpaired,  limited in lien to the
property  affected by such lien at the  Effective  Time of the  Merger;  and all
debts,  liabilities,  and duties of the Company and Acquisition Subsidiary shall
thenceforth  attach to the Surviving  Corporation and may be enforced against it
to the same extent as if such debts, liabilities and duties had been incurred or
contracted by it.

SECTION 1.04    Certificate of Incorporation and By-laws.
                ----------------------------------------

                (a)     The   Certificate   of   Incorporation   of  Acquisition
Subsidiary,  as in effect  immediately prior to the Effective Time, shall be the
Certificate  of  Incorporation  of the Surviving  Corporation  until  thereafter
changed or amended as provided therein or by applicable law.

                (b)     The  By-laws  of  Acquisition  Subsidiary  as in  effect
immediately  prior to the  Effective  Time shall be the By-laws of the Surviving
Corporation  until  thereafter  changed  or amended  as  provided  therein or by
applicable law.

SECTION 1.05    Directors.  The directors of Acquisition  Subsidiary immediately
                ---------
prior to the Effective Time shall be the directors of the Surviving  Corporation
until the  earlier of their  resignation  or removal or until  their  respective
successors are duly elected and qualified, as the case may be.

SECTION 1.06    Officers. The officers of the Acquisition Subsidiary immediately
                --------
prior to the Effective  Time shall be the officers of the Surviving  Corporation
until the  earlier of their  resignation  or removal or until  their  respective
successors are duly elected and qualified, as the case may be; provided, that H.
                                                               --------
Coleman  Davis,  III  shall  be  appointed  as the  President  of the  Surviving
Corporation effective immediately after the Effective Time.

SECTION 1.07    Tax  Consequences.  In the case  that the  Merger  is a  Forward
                -----------------
Merger,  it is intended by the parties hereto that, for U.S.  federal income tax

                                        3
<PAGE>


purposes,  the Merger shall constitute a "reorganization"  within the meaning of
Section 368(a) of the Code, and that each of Parent,  Acquisition Subsidiary and
the Company shall be a party,  within the meaning of Section 368(b) of the Code,
to the  "reorganization."  In such case,  the parties  hereto  hereby adopt this
Agreement  as  a  "plan  of  reorganization"  within  the  meaning  of  Sections
1.368-2(g) and 1.368-3(a) of the U.S. Treasury  Regulations.  Accordingly,  both
prior to and after the  Closing  Date,  the books and  records of Parent and the
Surviving  Corporation  shall be  maintained,  and all tax returns and schedules
thereto shall be filed,  in a manner  consistent with the Merger being qualified
as a  tax-free  merger  under  Section  368(a)  of the Code  (unless  a court of
competent jurisdiction renders a determination (as defined in Section 1313(a)(1)
of the Code) that the Merger does not qualify as such).  Each party hereto shall
provide to each of the other parties hereto such information,  reports,  returns
and schedules as may reasonably be required to assist in accounting or reporting
the Merger as being so qualified.

                                   ARTICLE II
       MERGER CONSIDERATION; CONVERSION OF SECURITIES; ADJUSTMENT; ESCROW

SECTION 2.01    Merger Consideration.
                --------------------

        (a)     Merger  Consideration;  Cash/Stock  Ratio.  The total  amount of
                -----------------------------------------
consideration to be paid by Parent or Acquisition  Subsidiary (i) for all of the
shares of Company Common Stock and Company  Preferred Stock,  (ii) in respect of
all Company Stock Options and (iii) on account of the Company  Expense  Payments
pursuant  to  Section  13.01(b),  shall be One  Hundred  Fifty  Million  Dollars
($150,000,000)  (the "Merger  Consideration"),  which amount shall be subject to
                      ---------------------
adjustment in accordance  with Section 2.04. The Merger  Consideration  shall be
paid as follows:

                (i)     fifty-five  percent  (55%) of the  Merger  Consideration
                (the "Cash  Portion") shall be paid in cash,  without  interest;
                      -------------
                and

                (ii)    forty-five  percent  (45%) of the  Merger  Consideration
                (the "Stock Portion") shall be paid as follows:
                      -------------
                                                                   

                        (A)     In the case that the Merger is a Forward Merger,
                        the  Stock  Portion  shall be that  number  of shares of
                        Parent  Common  Stock  determined  by  dividing  (x) the
                        amount of the Stock  Portion by (y) $30.00 (the  "Common
                                                                          ------
                        Stock Stated Value"); or
                        ------------------

                        (B)     In the case that the Merger is a Reverse Merger,
                        the  Stock  Portion  shall be that  number  of shares of
                        Parent  Preferred Stock,  having the rights,  powers and
                        preferences  set forth in the Certificate of Designation
                        substantially in the form annexed hereto as Exhibit 2.01
                                                                    ------------
                        (the  "Certificate  of   Designation"),   determined  by
                               -----------------------------
                        dividing  (x) the  amount  of the Stock  Portion  by (y)
                        $100.00 (the "Preferred Stock Stated Value").
                                      ----------------------------

                                       4
<PAGE>

        The ratio of the Cash Portion to the Stock Portion (i.e., 55% to 45%) is
referred to herein as the "Cash/Stock Ratio". 
                           ----------------

        (b)     Payment of Merger  Consideration.  Subject to Section 2.05,  the
                --------------------------------
Merger Consideration shall be paid as follows:

                (i)     in cash,  in payment  of the  Company  Expense  Payments
                pursuant to Section 13.01(b);

                (ii)    in cash,  to (A) the holders of the  Company  Redeemable
                Preferred  Stock,  on a per share basis,  the original  purchase
                price of such Company Redeemable  Preferred Stock of $100.00 per
                share,  plus all accrued and unpaid  dividends  on such  Company
                Redeemable  Preferred  Stock  through and  including the Closing
                Date (as  defined in Section  7.01),  and (B) the holders of the
                Company  Convertible  Preferred Stock, on a per share basis, all
                accrued  and  unpaid  dividends  on  such  Company   Convertible
                Preferred Stock through and including the Closing Date;

                (iii)   in  cash  and  either  Parent  Common  Stock  or  Parent
                Preferred  Stock,  as the case may be, (in  accordance  with the
                Adjusted  Cash/Stock Ratio, as defined below), to the holders of
                the Company Stock Options, an amount in respect thereof equal to
                the  product of (A) the excess of the Merger  Consideration  Per
                Common Share (as defined below) over the exercise price thereof,
                if any,  and (B) the  number of shares of Common  Stock  subject
                thereto (such  payment to be net of taxes  required by law to be
                withheld with respect thereto). For purposes hereof, the "Merger
                                                                          ------
                Consideration Per Common Share" shall mean the quotient obtained
                ------------------------------
                by  dividing  (A) the sum of (x) the  Merger  Consideration  (as
                adjusted pursuant to Section 2.04(a)(i)),  less the amounts paid
                pursuant to clauses (i) and (ii)  above,  and (y) the  aggregate
                exercise   price  of  all  Company  Stock  Options   vested  and
                exercisable  immediately prior to the Effective Time, by (B) the
                sum of (x) the number of shares of Company  Common  Stock issued
                and outstanding immediately prior to the Effective Time, (y) the
                number of shares of Company  Convertible  Preferred Stock issued
                and  outstanding   immediately   prior  to  the  Effective  Time
                (calculated  on an  as-converted  basis),  and (z) the number of
                shares of Company  Common Stock  issuable  upon  exercise of the
                Company Stock Options prior to the Effective Time,  assuming the
                full vesting and exercise of such Company Stock Options; and

                (iv)    in  cash  and  either  Parent  Common  Stock  or  Parent
                Preferred  Stock,  as the case may be, (in  accordance  with the
                Adjusted  Cash/Stock  Ratio),  to the holders of Company  Common
                Stock and Company Convertible  Preferred Stock (calculated on an
                as-converted  basis,  after giving  effect to the payment of any
                dividends  thereon  pursuant to clause (ii)(B) above),  on a per
                share  basis,  the  excess of (A) the Merger  Consideration  (as
                adjusted pursuant to Section  2.04(a)(i)) over (B) the aggregate

                                       5
<PAGE>

                of the portion of the Merger  Consideration  payable pursuant to
                clauses (i), (ii) and (iii) of this Section 2.01(b).

        For the purposes of this  Agreement,  the  "Adjusted  Cash/Stock  Ratio"
                                                    ---------------------------
shall  mean the  ratio of (A) the Cash  Portion,  less (x) the  Company  Expense
Payments  made  pursuant  to Section  2.01(b)(i)  and Section  13.01(b)  and (y)
payments in respect of the Company  Redeemable  Preferred  Stock and accrued and
unpaid  dividends  on  the  Company  Redeemable   Preferred  Stock  and  Company
Convertible  Preferred  Stock made pursuant to Section  2.01(b)(ii),  to (B) the
Stock Portion.

        (c)     Calculation of Payments;  Method of Payment.  Not later than two
                -------------------------------------------
(2) business days prior to the Closing,  the Holder  Representatives  shall give
Parent and Acquisition  Subsidiary a notice stating the amounts payable pursuant
to each of clauses (i), (ii), (iii) and (iv) of Section  2.01(b),  together with
the names and tax  identification  numbers of the recipients of each of the Cash
Portion and the Stock  Portion.  Subject to Section  2.05,  all  payments of the
Stock Portion shall be made by delivery of fully paid and  nonassessable  shares
of Parent  Common  Stock (in the case of a Forward  Merger) or Parent  Preferred
Stock (in the case of a Reverse  Merger).  Subject to Section 2.05, all payments
of the  Cash  Portion  shall be paid on the  Closing  Date by wire  transfer  of
immediately  available funds to an account or accounts  designated by the Holder
Representatives not later than two (2) business days prior to the Closing.

SECTION 2.02    Cancellation  and  Conversion  of the  Capital  Stock  and Stock
                ----------------------------------------------------------------
Options of the Company and  Acquisition  Subsidiary.  At the Effective  Time, by
---------------------------------------------------
virtue of the  Merger  and  without  any action on the part of the holder of any
shares of capital stock of the Company, Parent or Acquisition Subsidiary:

        (a)     Capital  Stock  of  Acquisition  Subsidiary.   Each  issued  and
                -------------------------------------------
outstanding  share of common stock of Acquisition  Subsidiary shall be converted
into and shall become one validly issued,  fully paid and nonassessable share of
common stock of the Surviving Corporation.

        (b)     Cancellation  of Treasury  Stock.  Each share of Company  Common
                --------------------------------
Stock that is owned by the Company as treasury  stock  immediately  prior to the
Effective  Time shall  automatically  be canceled and retired and shall cease to
exist and no consideration shall be delivered in exchange therefor.

        (c)     Conversion of the Company Redeemable Preferred Stock. Each share
                ----------------------------------------------------
of Company Redeemable  Preferred Stock issued and outstanding  immediately prior
to the Effective Time shall be converted,  on a per share basis,  into the right
to receive, in cash, the amounts described in Section 2.01(b)(ii)(A).

        (d)     Cancellation of the Company Stock Options.  Immediately prior to
                -----------------------------------------
the Effective Time, each issued and outstanding Company Stock Option, whether or
not then exercisable or vested,  shall become fully  exercisable and vested.  At
the  Effective  Time,  each  Company  Stock  Option  which  is then  issued  and
outstanding shall be canceled and in consideration of such cancellation,  Parent
shall pay to the holders of the Company Stock  Options the amounts  described in

                                       6
<PAGE>

Section 2.01(b)(iii). No payment shall be made with respect to any Company Stock
Option having an exercise price greater than the Merger Consideration Per Common
Share.

        (e)     Conversion of the Company  Common Stock and Company  Convertible
                ----------------------------------------------------------------
Preferred  Stock.  All of the shares of the  Company  Common  Stock and  Company
----------------
Convertible  Preferred Stock  (calculated on an  as-converted  basis) issued and
outstanding  immediately  prior to the  Effective  Time (other than shares to be
canceled in accordance with Section 2.02(b)) shall be converted,  on a per share
basis, into the right to receive the amounts  described in Section  2.01(b)(iv).
In addition,  the holders of Company  Convertible  Preferred Stock shall receive
the amounts specified in Section 2.01(b)(ii)(B).

SECTION 2.03    Exchange Procedure; Payment.
                ---------------------------

        (a)     Exchange Procedure.  At the Effective Time all shares of Company
                ------------------
Common  Stock and Company  Preferred  Stock shall no longer be  outstanding  and
shall  automatically  be canceled and shall cease to exist, and each holder of a
certificate  that  immediately  prior to the Effective Time represented any such
shares (a  "Certificate")  shall cease to have any rights with respect  thereto,
            -----------
except the right to receive its allocable share of the Merger  Consideration  in
accordance  with Sections  2.01 and 2.02.  Upon  surrender of a Certificate  for
cancellation,  the Shareholder shall be entitled to receive in exchange therefor
the amount of cash and/or either Parent Common Stock or Parent  Preferred Stock,
as the  case  may  be,  into  which  the  shares  formerly  represented  by such
Certificate  shall have been converted  pursuant to Sections 2.02(c) and (e) and
the Certificate so surrendered shall forthwith be canceled.

        (b)     Fractional  Shares.  In no event shall any  fractional  share of
                ------------------
Parent  Common Stock or Parent  Preferred  Stock,  as the case may be, be issued
pursuant  to this  Article  II.  Instead,  each  Holder who  otherwise  would be
entitled  to  receive  a  fractional  share of  Parent  Common  Stock or  Parent
Preferred  Stock,  as the case may be, shall  receive an amount of cash equal to
the product of the same fraction  multiplied by the Common Stock Stated Value or
the Preferred Stock Stated Value, as the case may be.

        (c)     Adjustments.  Any  shares  of Parent  Common  Stock to be issued
                -----------
hereunder shall be of Parent Common Stock as constituted on the date hereof, and
such shares shall be appropriately  adjusted for stock splits,  stock dividends,
combinations or reclassifications of shares, reorganization, recapitalization or
other similar change in such common stock occurring  between the date hereof and
the Closing Date, if any.

        (d)     No Further  Ownership  Rights in Company Common Stock or Company
                ----------------------------------------------------------------
Preferred  Stock. All cash and Parent Common Stock or Parent Preferred Stock, as
----------------
the case may be, paid upon the surrender of a Certificate in accordance with the
terms of this Article II shall be deemed to have been paid in full  satisfaction
of all  rights  pertaining  to the  shares of  Company  Common  Stock or Company
Preferred Stock formerly represented by such Certificate.

        (e)     Lost  Certificates.  If any  Certificate  shall  have been lost,
                ------------------
stolen or destroyed,  upon the making of an affidavit of that fact by the person
claiming such Certificate to be lost,  stolen or destroyed,  Parent shall pay in

                                       7
<PAGE>

respect of such lost,  stolen or destroyed  Certificate  the  applicable  Merger
Consideration.

        (f)     Dividends  in  Connection  with Parent  Common  Stock and Parent
                ----------------------------------------------------------------
Preferred Stock. Dividends or other distributions made in connection with Parent
---------------
Common Stock or Parent Preferred Stock, as the case may be, shall be distributed
only to those of the Holders who have  surrendered  their  Certificates or whose
Company Stock  Options have been  canceled and who have  received  Parent Common
Stock or Parent Preferred Stock, as the case may be, therefor in accordance with
this Article II.

        (g)     Withholding Rights.  Parent and Acquisition  Subsidiary shall be
                ------------------
entitled  to  deduct  and   withhold   from  the  Cash  Portion  of  the  Merger
Consideration  otherwise  payable  pursuant to this  Agreement  to any holder of
shares of Company  Common Stock or Company  Preferred  Stock or of Company Stock
Options such amounts as Parent or Acquisition  Subsidiary are required to deduct
and withhold  with  respect to the making of such payment  under the Code or any
provision of state,  local or foreign tax law. To the extent that amounts are so
withheld  and  paid  over to the  appropriate  taxing  authority  by  Parent  or
Acquisition  Subsidiary such withheld  amounts shall be treated for all purposes
of this  Agreement  as having  been paid to the  holder of the shares of Company
Common Stock or Company  Preferred Stock or any Company Stock Options in respect
of which  such  deduction  and  withholding  was made by Parent  or  Acquisition
Subsidiary.

SECTION 2.04    Adjustment of Merger Consideration.
                ----------------------------------

        (a)     The Merger Consideration will be adjusted upward or downward, on
a dollar for dollar basis, to the extent that the Company's  shareholder  equity
as of the  Closing  Date as finally  determined  in  accordance  with  generally
accepted accounting  principles ("GAAP"),  applied on a consistent basis, except
                                  ----
as otherwise set forth in Sections 2.04(c) and 13.01(c)  ("Shareholder  Equity")
                                                           -------------------
is  greater  than  or  less  than  Twenty  Million  Dollars  ($20,000,000).  The
Shareholder Equity shall be determined as follows:

                (i)     For  purposes  of  determining  the amount of the Merger
                Consideration  to be paid on the Closing Date,  the  Shareholder
                Equity  will be  determined  in the same  manner  as it is to be
                determined  in preparing the Audited  Closing  Balance Sheet (as
                defined below), except that it shall be based upon the unaudited
                balance  sheet of the  Company  as of  September  30,  2001 (the
                "Estimated  Closing Balance  Sheet").  The Company shall deliver
                the Estimated  Closing  Balance Sheet to Parent and  Acquisition
                Subsidiary  not later than three (3) business  days prior to the
                Closing.

                (ii)    In  order  to  conclusively  determine  the  Shareholder
                Equity as of the Closing Date,  Parent,  with the cooperation of
                the Holders, will cause a balance sheet of the Company as of the
                Closing  Date (the  "Closing  Balance  Sheet") to be prepared as
                                     -----------------------
                promptly as  practicable  following  the Closing Date and Parent
                will  engage  Deloitte & Touche LLP ("D&T") to audit the Closing
                                                      ---
                Balance Sheet (as audited, the "Audited Closing Balance Sheet").
                                                -----------------------------

                                       8
<PAGE>

                The Audited  Closing  Balance Sheet shall be prepared based upon
                the Company's books and records in accordance with GAAP, applied
                on a consistent basis, except as otherwise set forth in Sections
                2.04(c) and 13.01(c). The parties will use their reasonable best
                efforts to cause D&T to complete and deliver the Audited Closing
                Balance  Sheet to Parent and the Holder  Representatives  within
                sixty  (60) days after  D&T's  receipt  of the  Closing  Balance
                Sheet.  The parties shall  cooperate with D&T in connection with
                such audit,  and shall  provide D&T with all books,  records and
                other papers necessary for such purpose.

                (iii)   The  Audited  Closing  Balance  Sheet shall be final and
                binding on the  parties,  unless  within  thirty (30) days after
                receipt thereof the Holder  Representatives  shall give Parent a
                notice of  objection  (an  "Objection  Notice").  The  Objection
                                            -----------------
                Notice  shall  specify  each item the  Holders  object to in the
                Audited  Closing  Balance Sheet,  together with a calculation of
                each  disputed   amount,   and  shall  include  all   supporting
                calculations  and data used in that  determination.  Any item in
                the Audited Closing Balance Sheet that is not objected to in the
                Objection  Notice shall be deemed  agreed and shall be final and
                binding on the parties.

                (iv)    In the event an  Objection  Notice is given,  Parent and
                the Holder Representatives,  together with D&T and the Company's
                auditors,  Ernst & Young LLP ("E&Y"), shall meet in an effort to
                                               ---
                resolve any  objection and arrive at a final  determination.  If
                Parent and the Holder  Representatives are unable to arrive at a
                final  determination  within  ten (10) days  after an  Objection
                Notice  is  given,  the  matter  shall be  submitted  for  final
                determination   to  a  firm  of  independent   certified  public
                accountants  upon  which the Holder  Representatives  and Parent
                mutually agree (the  "Independent  Firm").  The Independent Firm
                                      -----------------
                shall make a final determination in writing as to all matters in
                dispute within thirty (30) days after its appointment;  and such
                determination  shall  be  final  and  binding  on  the  parties;
                provided   that    notwithstanding    the   Independent   Firm's
                --------
                determination of the Shareholder Equity, for purposes hereof the
                Shareholder  Equity  shall  be  neither  less  than  the  amount
                specified in the Audited  Closing Balance Sheet nor greater than
                the amount specified in the Objection Notice.

                (v)     Parent  shall  pay any fees  owing to D&T in  connection
                with this  Section,  and the Holders shall pay any fees owing to
                E&Y in  connection  with  this  Section.  Any fees  owing to the
                Independent  Firm in connection  with this Section shall be paid
                in direct  proportion to the amounts of the disputed  items that
                are lost by the Holders or Parent, as the case may be.

        (b)     Method of Adjustment.  In the event that the Shareholder  Equity
                --------------------
as finally  determined  pursuant to this Section is greater than the Shareholder
Equity as determined  pursuant to the Estimated  Closing  Balance Sheet,  Parent
will pay such  difference  to the Holders in  additional  cash and Parent Common
Stock or Parent  Preferred  Stock,  as the case may be,  which  shall be paid in

                                       9
<PAGE>

accordance with the Cash/Stock  Ratio, with the value of the Parent Common Stock
to be based  on the  Common  Stock  Stated  Value  and the  value of the  Parent
Preferred  Stock to be based on the  Preferred  Stock  Stated  Value;  provided,
                                                                       --------
however,  if payments  made under this Section  2.04(b) in  accordance  with the
-------
Cash/Stock  Ratio would  result in the total  number of shares of Parent  Common
Stock or Parent  Preferred  Stock  (calculated on an  as-converted  basis) being
delivered pursuant to this Article II to exceed 2,250,000 shares, Parent, at its
option, may elect to pay cash in lieu of Parent Common Stock or Parent Preferred
Stock,  as the case may be,  for any  shares in excess  thereof  (at a per share
price equal to the Common  Stock  Stated  Value or the  Preferred  Stock  Stated
Value, as the case may be); provided,  further, that any such election by Parent
                            --------   -------
shall be limited to such extent as is necessary  so that the Forward  Merger (if
applicable) shall have the tax consequences  described in Section 1.07. Any such
payment to the  Holders  shall be paid to the  Holders,  pro rata,  based on the
                                                         --- ----
respective  portion of the Merger  Consideration that each Holder is entitled to
receive  pursuant  to  Sections  2.01(b)(iii)  and (iv).  In the event  that the
Shareholder Equity as finally  determined  pursuant to this Section is less than
the Shareholder  Equity as determined  pursuant to the Estimated Closing Balance
Sheet,  such  difference  shall be withdrawn from the Escrowed Funds (as defined
below) in accordance  with the  Cash/Stock  Ratio,  with the value of the Parent
Common  Stock to be based on the Common  Stock Stated Value and the value of the
Parent  Preferred  Stock to be based on the Preferred  Stock Stated  Value,  and
delivered to Parent in accordance with Section 2.05(a)(i).

        (c)     Shareholder  Equity.  For  purposes of  determining  Shareholder
                -------------------
Equity,  (i) the Shareholder  Equity shall be increased by the amount of any Tax
Benefit (as defined below) the Company or the Surviving  Corporation arising out
of or attributable to the exercise (or cancellation pursuant to Section 2.02(d))
of the Company  Stock  Options  (whether  or not  permitted  by GAAP),  (ii) the
Company Redeemable  Preferred Stock, and any accrued and unpaid dividends on the
Company  Redeemable  Preferred  Stock and on the Company  Convertible  Preferred
Stock  (whether  or not  declared),  shall be  included  in the  calculation  of
Shareholder  Equity,  (iii) the Estimated  Closing Balance Sheet and the Audited
Closing  Balance  Sheet shall not reflect  any asset for any sums  deposited  in
court in  connection  with the  matter  described  on  Schedule  3.02(a)  of the
Disclosure  Schedule  (as  defined  below)  or any  subscription  receivable  in
connection  with such matter,  nor any liability or reserve in  connection  with
such  matter,  (iv) the Audited  Closing  Balance  Sheet  shall have  accrued or
reserved thereon each of the items specified in this Agreement as being required
to be  accrued  or  reserved  on  the  Audited  Closing  Balance  Sheet,  in the
respective amounts specified herein and, further, all such accruals and reserves
shall be  determined  as if the Audited  Closing  Balance  Sheet were a year-end
balance  sheet  of the  Company,  and  (v)  the  warranty  reserve  used  in the
preparation  of the  Estimated  Closing  Balance  Sheet and the Audited  Closing
Balance  Sheet in each case shall be adjusted to reflect the reserve which would
be required if it were calculated in accordance  with the Thor Warranty  Reserve
Formula annexed hereto as Annex 2.04(c).
                          -------------

SECTION 2.05    Escrow.
                ------

        (a)     Notwithstanding  anything  to the  contrary  contained  in  this
Article  II, on the  Closing  Date,  there  shall be  deducted  from the  Merger
Consideration  payable pursuant to Sections 2.01(b)(iii) and (iv), on a pro rata
basis, the sum of Twenty Million Dollars  ($20,000,000)  (the "Escrowed Funds"),
                                                               --------------
which sum will be deposited into an interest bearing escrow account,  to be held
by The Chase Manhattan Bank (the "Escrow Agent") pursuant to an escrow agreement
                                  ------------

                                       10
<PAGE>

to be entered into on the Closing Date among Parent, the Surviving  Corporation,
the Holders,  the Holder  Representatives  and the Escrow Agent in substantially
the form  annexed  hereto as  Exhibit  2.05(a)  (the  "Escrow  Agreement").  The
                              ----------------         -----------------
Escrowed Funds will be deposited in accordance with the Cash/Stock  Ratio (i.e.,
55% of the  Escrowed  Funds will be cash and 45% of the  Escrowed  Funds will be
shares of Parent  Common Stock or Parent  Preferred  Stock,  as the case may be,
together with duly endorsed blank stock powers) valued based on the Common Stock
Stated Value or the Preferred Stock Stated Value, respectively,  as indicated in
Section  2.01(a)(ii).  In addition,  any shares of Parent Common Stock or Parent
Preferred  Stock, as the case may be, issued from time to time after the Closing
Date in respect of the shares of Parent Common Stock or Parent  Preferred  Stock
included in the Escrowed Funds by virtue of any stock split,  stock combination,
stock dividend or reclassification of shares,  reorganization,  recapitalization
or similar  change  shall be  immediately  deposited  into the  escrow  account,
together with duly  endorsed  blank stock powers,  and shall,  upon deposit,  be
deemed to be part of the Escrowed Funds for all purposes hereunder. The Escrowed
Funds will secure (x) any  adjustments to the Merger  Consideration  as provided
for in Section  2.04,  and (y) the Holders'  indemnification  obligations  under
Articles IX and XI of this  Agreement.  The Escrowed  Funds will be withdrawn or
released as follows:

                (i)     upon the final  determination of the Shareholder  Equity
                in accordance  with Section  2.04,  (A) if Parent is entitled to
                receive any adjustment of the Merger  Consideration,  the amount
                of such adjustment shall be withdrawn from the Escrowed Funds in
                accordance  with Section 2.04,  and paid to Parent,  within five
                (5) days after such final determination,  and (B) there shall be
                withdrawn from the Escrowed  Funds the amounts  necessary to pay
                any fees payable by the Holders to E&Y and the Independent Firm,
                as applicable,  pursuant to Section 2.04(a)(v),  such amounts to
                be paid directly to E&Y and the Independent Firm, as applicable;

                (ii)    following  the final  determination  of the  Shareholder
                Equity in accordance  with Section 2.04 and the  withdrawal,  if
                any,  of  Escrowed  Funds as  provided  in clause (i)  above,  a
                portion of the  Escrowed  Funds will be  released to the Holders
                (in accordance  with the Cash/Stock  Ratio) such that the sum of
                $15,000,000  (with the value of the Parent  Common  Stock or the
                Parent  Preferred  Stock, as the case may be, to be based on the
                Common Stock Stated Value or the  Preferred  Stock Stated Value,
                respectively) will remain as Escrowed Funds; provided,  however,
                that if less than  $15,000,000  (valued in the  manner  provided
                above) shall remain after the  withdrawal  as provided in clause
                (i)  above,  each  Holder,  within  five  (5)  days  after  such
                withdrawal,  shall  deposit  such  additional  cash and, at each
                Holder's  option,  shares  of  Parent  Common  Stock  or  Parent
                Preferred  Stock,  as the  case  may be  (valued  in the  manner
                provided above,  but not to exceed  forty-five  percent (45%) of
                the  amount  required  to be  deposited)  as needed to cause the
                Escrowed Funds to be $15,000,000 (such deposit to be made by the
                Holders, pro rata, based on the respective portion of the Merger
                Consideration  that each  Holder is  entitled  to receive  under
                Sections 2.01(b)(iii) and (iv)); and

                                       11
<PAGE>

                (iii)   the   remaining    Escrowed    Funds    (including   any
                undistributed interest earned thereon), if any, will be released
                to the  Holders on the first  (1st)  anniversary  of the Closing
                Date;  provided,  however,  that if  prior to such  first  (1st)
                       --------   -------
                anniversary  Parent  or the  Surviving  Corporation  shall  give
                notice  of a claim or claims  for  indemnification  pursuant  to
                Articles IX or XI of this Agreement, then: (A) if any such claim
                is resolved prior to such first (1st)  anniversary,  by judicial
                determination or otherwise, any sums due Parent or the Surviving
                Corporation  shall be withdrawn from the Escrowed Funds and paid
                to Parent or the  Surviving  Corporation,  within  five (5) days
                after such resolution;  or (B) if any such claim is not resolved
                prior to such first (1st) anniversary, the amount of such claim,
                plus  the  reasonably   estimated   amount  of  legal  fees  and
                disbursements to be incurred in connection  therewith,  shall be
                retained as Escrowed  Funds  until such claim is  resolved.  Any
                amounts to be withdrawn or to be retained pursuant to clause (A)
                or (B) above shall be withdrawn or  retained,  respectively,  as
                follows: (x) if such claim is a Third Party Claim (as defined in
                Section 9.06(b)),  first from Escrowed Funds consisting of cash,
                and  thereafter  from  shares of Parent  Common  Stock or Parent
                Preferred  Stock,  as the case may be,  and (y) if such claim is
                not a Third Party Claim, in accordance with the Cash/Stock Ratio
                or, at the option of the Holder  Representatives,  in cash.  For
                purposes of  determining  the number of shares of Parent  Common
                Stock (if  applicable)  to be  withdrawn  or to be  retained  as
                Escrowed Funds under this clause (iii),  the Parent Common Stock
                shall be deemed to have a value equal to the Common Stock Stated
                Value.  For  purposes  of  determining  the  number of shares of
                Parent  Preferred Stock (if applicable) to be withdrawn or to be
                retained as Escrowed  Funds under this clause (iii),  the Parent
                Preferred  Stock  shall be deemed  to have a value  equal to the
                Preferred Stock Stated Value.

        Any Escrowed Funds released to the Holders shall be paid to the Holders,
pro rata, based on the respective portion of the Merger  Consideration that each
Holder is entitled  to receive  pursuant to Section  2.01(b)(iii)  and (iv),  it
being  agreed that no Escrowed  Funds shall be released to any Holder in respect
of the Company Redeemable Preferred Stock.

        (b)     In addition,  notwithstanding anything to the contrary contained
in this Article II, on the Closing Date, there shall be deducted from the Merger
Consideration  payable pursuant to Sections 2.01(b)(iii) and (iv), on a pro rata
                                                                        --- ----
basis,  an  additional  sum, in cash,  in the amount (the  "Additional  Escrowed
                                                            ----------  --------
Funds") specified in the letter agreement to be entered into on the Closing Date
-----
among   Parent,   the  Surviving   Corporation,   the  Holders  and  the  Holder
Representatives  in substantially the form annexed hereto as Exhibit  2.05(b)(i)
                                                             -------------------
(the "Letter  Agreement").  The Additional Escrowed Funds will be deposited into
      -----------------
an interest bearing escrow account to be held by the Escrow Agent pursuant to an
escrow  agreement  to be entered  into on the  Closing  Date among  Parent,  the
Surviving  Corporation,  the Holders, the Holder  Representatives and the Escrow
Agent in  substantially  the form  annexed  hereto as Exhibit  2.05(b)(ii)  (the
                                                      -------------------
"Additional  Escrow  Agreement",   and,  together  with  the  Escrow  Agreement,
 -----------------------------
collectively,  the "Escrow  Agreements"),  and will be  withdrawn or released in
                    ------------------
accordance  with the terms of the Letter  Agreement  and the  Additional  Escrow
Agreement.


                                       12
<PAGE>

                                  ARTICLE III
   REPRESENTATIONS AND WARRANTIES OF THE COMPANY AND THE PRINCIPAL SHAREHOLDER

         Except as set forth on the disclosure schedule, with specific reference
to the Section or subsection of this Agreement to which the  information  stated
in such  disclosure  relates  (the  "Disclosure  Schedule"),  the Company and H.
                                     --------------------
Coleman Davis, III (the "Principal  Shareholder") hereby represent,  warrant and
                         ---------  -----------
agree,  as of the date of this Agreement and as of the Closing Date, as follows,
each of which  representations,  warranties and agreements shall be deemed to be
independently  material  and to have been relied upon by Parent and  Acquisition
Subsidiary:

SECTION 3.01    Organization;  Good Standing.  The Company is a corporation duly
                ----------------------------
organized,  validly existing and in good standing under the laws of the State of
Indiana,  has full power and authority,  corporate and other, to own and operate
its property  (including the operation of leased property),  and to carry on the
Business as it is now being  conducted,  and is duly  qualified or licensed as a
foreign  corporation to do business and is in good standing in each jurisdiction
(all of which other  jurisdictions,  if any, are listed on Schedule 3.01 hereto)
                                                           -------------
in which the  character  of the  property  owned or the  nature of the  business
transacted by it makes such qualification or licensing necessary, except that if
the Company is not so qualified in any such jurisdiction it can become qualified
without any Material  Adverse  Effect (as defined in Section  13.17)  (including
assessment  of state taxes for prior  years).  True and  complete  copies of the
Company's  Articles of  Incorporation  and  By-laws  (including  all  amendments
thereto),  as in  effect  on the  date  hereof,  have  been  delivered,  or made
available, to Parent and Acquisition Subsidiary.

SECTION 3.02    Capitalization; Title to Shares.
                -------------------------------

        (a)     The  Company's  authorized  capital  stock  consists  solely  of
10,000,000 shares of Company Common Stock, 1,000,000 shares of non-voting common
stock,  par value $.01 per share (the "Company  Non-Voting  Common Stock"),  and
                                       ---------------------------------
2,000,000 shares of Company  Preferred Stock. As of the date hereof,  there are,
and as of the Closing Date there will be, (i) 14,026.45  issued and  outstanding
shares of Company Common Stock, (ii) no issued and outstanding shares of Company
Non-Voting Common Stock,  (iii) 112,564 issued and outstanding shares of Company
Preferred  Stock  (consisting of 99,000 shares of Company  Redeemable  Preferred
Stock and 13,564 shares of Company Convertible  Preferred Stock), (iv) no shares
of Company  Common  Stock or  Company  Preferred  Stock  held by the  Company as
treasury  shares,  and (v) 9,394.43  shares of Company Common Stock reserved for
issuance  upon  conversion  of Company  Convertible  Preferred  Stock and 948.25
shares of Company  Common  Stock  reserved  for  issuance  upon the  exercise of
outstanding  Company Stock  Options.  All  outstanding  shares of Company Common
Stock and Company  Preferred  Stock are and will on the Closing  Date be validly
issued,  fully  paid and  nonassessable.  Subject  to the  matter  described  on
Schedule  3.02(a),  the  Shareholders  own,  of  record,  all of the  issued and
----------------
outstanding  shares of Company  Common Stock and Company  Preferred  Stock.  The
Optionholders own, of record, all of the Company Stock Options.

                                       13
<PAGE>

        (b)     Schedule  3.02(b)  is a true  and  complete  list as of the date
                -----------------
hereof,  of all issued and  outstanding  shares of the Company  Common Stock and
Company Preferred Stock, and the names and number of shares owned by each of the
holders  thereof.  Each  Shareholder  owns,  of record,  the number of shares of
Company Common Stock and Company Preferred Stock,  respectively,  set forth next
to such Shareholder's name on Schedule 3.02(b).

        (c)     Schedule  3.02(c) is a true and  complete  list,  as of the date
                -----------------
hereof, of all outstanding  Company Stock Options,  the number of shares subject
to each such Company Stock Option,  the grant dates and exercise  prices thereof
and the names of the holders thereof.  Each  Optionholder  owns, of record,  the
Company  Stock  Options set forth next to such  Optionholder's  name on Schedule
3.02(c).

        (d)     Except  as  set   forth   above,   there   are  no   outstanding
subscriptions,  options,  rights,  warrants or other  commitments  entitling any
person to purchase or otherwise  subscribe  for or acquire any shares of capital
stock of the Company or any security convertible into or exchangeable for shares
of capital stock of the Company, nor is there presently outstanding any security
convertible into or exchangeable for shares of capital stock of the Company, nor
has the Company entered into any agreement with respect to any of the foregoing.
The Company has no obligation  to  repurchase,  redeem or otherwise  acquire any
shares of capital stock of, or other equity or voting interests in, the Company.
There are no irrevocable  proxies and no voting  agreements to which the Company
is a party  with  respect  to any shares of the  capital  stock or other  voting
securities of the Company.

SECTION 3.03    Subsidiaries.  The  Company  does not have,  nor has the Company
                ------------
ever had,  any  subsidiaries,  and the Company does not own, nor has the Company
ever owned,  directly or  indirectly,  any capital  stock of, or other equity or
voting interests in, any corporation,  partnership,  limited liability  company,
joint venture, association or other entity.

SECTION 3.04    Authority  Relative to this Agreement.  The Company has the full
                -------------------------------------
legal right,  power and capacity and all authority and approval  required by law
to enter into this  Agreement and the documents and  instruments  to be executed
and  delivered  by it  pursuant  hereto,  and to perform  fully its  obligations
hereunder and thereunder. The execution, delivery and performance by the Company
of this Agreement and the documents and instruments to be executed and delivered
by it  pursuant  hereto have been duly  authorized  by all  requisite  corporate
action  (including  all action  required  of the  Company's  Board of  Directors
(including any committees of the Board of Directors,  to the extent  applicable)
and the  Shareholders),  and no other  corporate  proceedings on the part of the
Company are necessary to approve this Agreement or the documents and instruments
to be  executed  and  delivered  by it pursuant  hereto,  or to  consummate  the
transactions  contemplated  hereby or thereby.  This Agreement and the documents
and  instruments  to be executed and delivered  pursuant  hereto are and will be
duly executed and delivered by the Company and are and will be the legal,  valid
and binding obligations of the Company enforceable against it in accordance with
their terms.

SECTION 3.05    Consents and Approvals; No Violations.
                -------------------------------------

        (a)     Except for applicable  requirements  of the Securities  Exchange
Act of 1934, as amended (the  "Exchange  Act"),  the  Securities Act of 1933, as
                               -------------
amended  (the  "Securities  Act"),  state Blue Sky laws,  the  Hart-Scott-Rodino
                ---------------

                                       14
<PAGE>

Antitrust  Improvements  Act of 1976, as amended (the "HSR Act"),  the filing of
                                                       -------
the  Certificate  of  Merger  as  required  by the DGCL and the  IBCL,  and,  if
applicable,  the filing of the  Certificate  of  Designation  as required by the
DGCL, no filing or registration with, and no permit,  authorization,  consent or
approval  of,  any  public  body or  authority,  including  courts of  competent
jurisdiction,  domestic or foreign ("Governmental Entity"), is necessary for the
                                     -------------------
consummation by the Company of the transactions contemplated by this Agreement.

        (b)     Neither the  execution  and  delivery of this  Agreement  or the
documents and  instruments to be executed and delivered  pursuant  hereto by the
Company nor the  consummation  by the Company of the  transactions  contemplated
hereby or thereby,  nor  compliance  by the Company  with any of the  provisions
hereof  or  thereof,  will (i)  conflict  with or  result  in any  breach of any
provision  of the  Articles of  Incorporation  or By-laws of the  Company,  (ii)
result in a violation or breach of, or constitute (with or without due notice or
lapse of time or  both) a  default  or give  rise to any  right of  termination,
cancellation or  acceleration of or loss of a material  benefit under, or result
in the creation of any Lien (as defined below) (except for Permitted  Liens,  as
defined  below) in or upon any of the properties or assets of the Company under,
or give rise to any increased,  additional,  accelerated or guaranteed rights or
entitlements under, or require any consent, approval or notice under, any of the
terms, conditions or provisions of any note, bond, mortgage, indenture, license,
contract,  agreement,  lease or other  instrument  or  obligation  to which  the
Company  is a party or by which it or any of its  properties  or  assets  may be
bound, or (iii) violate any order, writ,  injunction,  decree,  statute, rule or
regulation  applicable to the Company or any of its properties or assets, except
in the case of (ii) or (iii) for  violations,  breaches or defaults  which would
not,  in the  aggregate,  have a Material  Adverse  Effect  and which  would not
prevent or materially delay the  consummation of the  transactions  contemplated
hereby.  For purposes of this Agreement,  the term "Liens" shall mean all liens,
                                                    -----
pledges, mortgages,  security interests,  claims, charges and other encumbrances
of any kind or nature  whatsoever,  and the term  "Permitted  Liens"  shall mean
                                                   ----------------
Liens for taxes, assessments or governmental charges, or landlords', mechanics',
materialmen's,   supplier's  or  similar  Liens,  in  each  case  that  are  not
delinquent,  which  are  being  contested  in good  faith,  and  which  are not,
individually or in the aggregate, material.

SECTION 3.06    Financial  Statements.  Schedule  3.06 hereto  contains  (a) the
                ---------------------   --------------
balance  sheet  of  the  Company  as  of  December  31,  2000,  1999  and  1998,
respectively,  and the related  statement of income,  retained earnings and cash
flow for the fiscal years then ended,  together with the notes thereto,  audited
by E&Y, certified public  accountants,  with respect to the years ended 2000 and
1999, and McGladrey & Pullen LLP ("M&P"),  certified  public  accountants,  with
                                   ---
respect to the year ended 1998 (collectively, the "Audited Statements"); and (b)
                                                   ------------------
the unaudited  balance  sheet of the Company as of September  30, 2001,  and the
related unaudited  statement of income,  retained earnings and cash flow for the
nine-month   period  then  ended,   prepared  by  the  Company  (the  "Unaudited
                                                                       ---------
Statements").  All such statements  (collectively,  the "Financial  Statements")
----------                                               ---------------------
have been  prepared  in  conformity  with GAAP  applied  on a  consistent  basis
throughout the periods involved and fairly present in all material  respects the
financial  position of the Company as of the dates  indicated and the results of
the Company's operations and cash flows for the periods then ended (subject,  in
the case of the Unaudited  Statements,  to normal and recurring  year-end  audit
adjustments, none of which, individually or in the aggregate, are expected to be
material and the absence of footnotes otherwise required under GAAP).

                                       15
<PAGE>

SECTION 3.07    Absence of Undisclosed Liabilities.  Except as and to the extent
                ----------------------------------
reflected or reserved against in the 2000 Audited Statements, the Company had no
liabilities or obligations  that are required to be recorded in accordance  with
GAAP, as of the date thereof (other than  obligations  of continued  performance
under the Company's  Agreements  (as defined in Section  3.09(a)) and other than
commitments and arrangements incident to the normal conduct of business that are
not  required to be  disclosed  on Schedule  3.09(a) or (b)),  known or unknown,
secured or unsecured  (whether  accrued,  absolute,  contingent  or  otherwise),
including,  without limitation,  tax liabilities due or to become due. Except as
and to the extent reflected or reserved against in the Unaudited Statements, the
Company has incurred no  liabilities  or  obligations  since  December 31, 2000,
other than  current  liabilities  incurred  in the  ordinary  course of business
consistent   with  past  practice  or  in  connection   with  the   transactions
contemplated hereby.

SECTION 3.08    Absence of Certain  Changes or Events.  Since December 31, 2000,
                -------------------------------------
the Company has conducted its business  only in the ordinary  course  consistent
with past practice,  and there has not occurred any event or condition which has
or may reasonably be expected to have a Material  Adverse Effect,  and,  without
limiting the generality of the  foregoing,  the Company has not (a) incurred any
obligation  or  liability,  secured or  unsecured  (whether  accrued,  absolute,
contingent  or  otherwise),  whether  due  or  to  become  due,  except  current
liabilities in the ordinary course of business  consistent with past practice or
those  reflected on the Unaudited  Statements,  (b)  discharged or satisfied any
Lien (except for Permitted Liens),  or paid any obligation or liability,  except
current  liabilities  becoming due in the ordinary course of business consistent
with past  practice,  (c) mortgaged,  pledged,  or subjected to Lien (except for
Permitted  Liens)  any  of  the  Company's   properties  or  assets,  (d)  sold,
transferred,  licensed or otherwise disposed of any of the Company's  properties
or assets other than in the  ordinary  course of business  consistent  with past
practice,  (e) increased the compensation  payable or to become payable by it to
any of its directors, officers, employees or agents whose total compensation for
services  rendered  after any such  increase  is more than  $100,000,  except as
provided by any agreement,  either written or oral, the terms of which have been
disclosed on Schedule  3.08, or made any bonus,  percentage of  compensation  or
             --------------
other  like  benefit  accruing  to or for  the  credit  of any  such  directors,
officers, employees,  consultants or agents of the Company (except in accordance
with any Company  Benefit Plan set forth in Schedule  3.19),  (f)  terminated or
received  any notice of  termination  of any  material  contract,  or any lease,
trademark,  patent,  patent  application,  copyright or trade name protection or
other  agreement,  (g) suffered any damage,  destruction or loss (whether or not
covered by  insurance)  to the  Company's  properties or assets which has or may
reasonably  be expected to have a Material  Adverse  Effect,  (h)  suffered  any
taking or seizure of all or any part of the  Company's  properties  or assets by
condemnation  or eminent  domain,  (i)  experienced  any material  change in its
relations  with  its  vendors,   suppliers,   lenders,  dealers,   distributors,
customers,  employees,  consultants  or agents  which has or may  reasonably  be
expected to have a Material  Adverse  Effect,  (j) acquired any capital stock or
other securities of any corporation or any interest in any business  enterprise,
or otherwise  made any loan or advance to or investment  in any person,  firm or
corporation (other than advances to employees in the ordinary course of business
consistent  with past  practice),  (k) made any capital  expenditures or capital
additions   exceeding  $100,000  singly  or  $200,000  in  the  aggregate,   (l)
instituted,  settled or agreed to settle any  litigation,  action or  proceeding
before any court or  governmental  body affecting its financial  condition,  its
property or its business  operations  involving a claim in excess of $5,000, (m)
made  any  purchase   commitment  in  excess  of  normal,   ordinary  and  usual
requirements,  or made any material change in its selling, pricing, or personnel

                                       16
<PAGE>

practices  other than in the ordinary  course of business  consistent  with past
practice,  (n) made any change in accounting  principles  or methods,  or in the
manner of keeping  books,  accounts and records of the Company  which is, or may
be,  inconsistent  with the  principles  or  methodology  by which the Financial
Statements have been prepared, (o) entered into any contract,  agreement,  lease
or other  arrangement or transaction,  or taken any other action,  except in the
ordinary  course of  business  consistent  with past  practice,  (p) changed the
authorized  capital  stock of the  Company,  redeemed  any capital  stock of the
Company,  issued, sold or otherwise disposed of any capital stock of the Company
or any  option  to  acquire  capital  stock of the  Company,  or any  securities
convertible into or exchangeable for capital stock of the Company, increased its
funded  indebtedness,  or made any declaration,  setting aside or payment of any
dividend or any other  distribution  (whether  in cash,  stock or  property)  in
respect of its capital stock (other than dividends payable in respect of Company
Preferred Stock), or (q) entered into any agreement or made any commitment to do
any of the things described in the preceding subsections (a) through (p) of this
Section 3.08.

SECTION 3.09    Company's Agreements.
                --------------------

        (a)     The  Company  is not a party  to,  nor are any of the  Company's
assets bound by, any  executory  agreements  (including  dealer and  distributor
agreements),  purchase orders (other than purchase commitments for raw materials
and supplies in the ordinary course of business), bailment agreements, equipment
leases, commitments,  contracts, employment agreements,  repurchase or floorplan
financing agreements, warranties, guarantees, understandings or other agreements
(i) which  involve or may involve the payment of more than  $25,000,  (ii) which
are of a duration in excess of twelve  (12)  months  from the date of  execution
thereof,  (iii) to which any stockholder,  officer,  director or employee of the
Company or any member of such person's  immediate family, or any business entity
in which such person is a partner,  investor,  officer or director is a party in
any  capacity,  (iv) which  contain a covenant  restricting  the  ability of the
Company  (or which,  following  the  consummation  of the Merger,  restrict  the
ability  of  Parent  or  any  of  its  subsidiaries,   including  the  Surviving
Corporation)  to compete in any business or in any geographic  area or to employ
or solicit the  employment of any persons,  or requiring the Company to maintain
the  confidentiality  of any  information,  (v) which relate to any indebtedness
(which term shall include  capital  leases and operating  leases) of the Company
that is outstanding or may be incurred or any guarantees of or by the Company of
indebtedness  of any other person,  or (vi) which create or evidence a Lien upon
any of the Company's  assets or properties (such  agreements,  together with any
Real Property  Leases set forth in Schedule  3.10(b)  hereto,  being referred to
herein collectively as the "Company's Agreements").  True and complete copies of
                            --------------------
each of the Company's  Agreements  (including all amendments  thereto) have been
delivered to Parent and Acquisition Subsidiary. Each of the Company's Agreements
is in full force and effect,  is between the Company and the counterparty  named
on Schedule  3.09(a)  hereto,  has an  expiration  date as set forth on Schedule
   -----------------
3.09(a) hereto, has not been amended or modified except as set forth on Schedule
3.09(a) hereto, and constitutes the entire agreement between the parties thereto
with  respect to the  subject  matter  thereof.  The  Company is not and, to the
knowledge of the Company,  no other party to any Company Agreement is in default
thereunder, nor does the Company have knowledge of any fact or circumstance with
respect to any Company  Agreement  which upon notice or lapse of time could give
rise to a default thereunder.

                                       17
<PAGE>

        (b)     Attached hereto as Schedule  3.09(b) is a true and complete list
                                   ----------------
of all purchase  orders (other than purchase  commitments  for raw materials and
supplies in the ordinary course of business)  ("Open Purchase  Orders") to which
                                                ---------------------
the  Company is a party or by which the  Company is bound  which  involve or may
involve the payment of more than $10,000 to any single vendor or supplier.  True
and  complete  copies of all such Open  Purchase  Orders have been  delivered to
Parent and  Acquisition  Subsidiary.  The Company has performed all  obligations
required to be performed by the Company to date under each Open Purchase  Order.
The Company is not and, to the  knowledge of the Company,  no other party to any
Open  Purchase  Order  is in  default  thereunder,  nor does  the  Company  have
knowledge of any fact or  circumstance  with respect to any Open Purchase  Order
which upon notice or lapse of time could give rise to a default thereunder.

        (c)     None of the parties to the Damon Purchase  Agreement (as defined
below) have made any claims  against any other party or parties  thereto for any
breach thereunder,  nor, to the knowledge of the Company, is there any basis for
any claim under (i) that certain Asset Purchase  Agreement dated as of April 28,
2000  (the  "Damon  Purchase  Agreement")  by  and  among  the  Company,   Damon
             --------------------------
Corporation, an Indiana corporation ("Damon"), and Lindon Investments,  Inc., an
                                      -----
Indiana corporation,  (ii) that certain Non-Competition  Agreement,  dated April
28,  2000,  by and between the  Company  and Damon,  restricting  certain of the
Company's  activities  (the  "Company  Non-Compete"),   or  (iii)  that  certain
                              --------------------
Non-Competition  Agreement, dated as of April 28, 2000, by and between Damon and
the   Company,   restricting   certain  of  Damon's   activities   (the   "Damon
                                                                           -----
Non-Compete").  The Company had performed,  and has no further  obligations with
-----------
respect to, the joint marketing  efforts described in Sections 7.5(a) and (b) of
the Damon Purchase Agreement.  The Company  Non-Compete  terminated on April 28,
2001 in accordance with its terms, and the Company has no further  obligation or
liabilities  thereunder.  The Damon Purchase Agreement and the Damon Non-Compete
are in full force and effect, have not been amended or modified,  and constitute
the entire  agreement  between the parties  thereto  with respect to the subject
matter  thereof.  To the  knowledge of the Company,  neither  party to the Damon
Non-Compete  has  breached  the terms  thereof or made any claim of breach  with
respect  thereto,  and, to the knowledge of the Company,  there is not any basis
for any claim of breach.

SECTION 3.10    Real Property.
                -------------

        (a)     Schedule 3.10(a) hereto lists all real property  interests owned
                ---------------
by the Company (the "Owned Real  Property") and any contract for the purchase or
                     --------------------
sale of real  property.  The Company has good and marketable fee simple title to
the Owned Real Property, subject only to those exceptions to title identified on
Schedule   3.10(a)   hereto.   Each  parcel  of  Owned  Real  Property  and  all
improvements,  located  thereon (i) complies in all material  respects  with all
covenants,  conditions and restrictions affecting such property, either recorded
or of which the Company has knowledge, (ii) is not presently occupied or used by
any party  other than its owner,  (iii) is not subject to any option to purchase
or lease, right of first refusal to purchase or lease,  reversionary interest or
other instrument or Lien,  whether recorded or unrecorded,  which would prohibit
or  require  the  consent  or  waiver of  another  party to the  Merger  and the
transactions  contemplated  hereby  or  any  subsequent  sale  or  lease  of the
property,  and (iv) is not subject to any mortgage,  deed of trust or other Lien
securing debt which will not be entirely  released and satisfied at the Closing.
There are no taxes  currently  levied  against the Owned Real Property which are

                                       18
<PAGE>

due and payable and have not been paid. No party has provided  goods or services
to or in  connection  with the Owned  Real  Property  which  will  result in any
mechanic's, materialmens', supplier's, or other Lien as a result of the wrongful
failure to pay for the same prior to Closing.  The Company has made available to
Parent and  Acquisition  Subsidiary  accurate and  complete  copies of all title
insurance  policies,  surveys and other  documents  and records  relating to the
Owned Real  Property  that such parties  have  requested to the extent that such
material was actually in the possession of the Company.

        (b)     The real property leases listed on Schedule  3.10(b) hereto (the
                                                   -----------------
"Real Property  Leases")  constitute  all leases,  subleases or licenses of real
 ---------------------
property  (the "Leased Real  Property"),  whether  written or oral, to which the
                ---------------------
Company is a party or is bound  (including any leases with respect to the Leased
Real  Property  owned by one or more of the  Holders  or any  affiliates  of the
Holders).  Schedule 3.10(b)  identifies each Real Property Lease by the premises
covered thereby,  the date of lease and all amendments and supplements  thereto,
the name of the landlord  thereunder,  and the term of the lease,  including the
expiration  date  thereof.  True and correct  copies of each of the written Real
Property Leases (including all amendments thereto) have been delivered to Parent
and  Acquisition  Subsidiary.  The Company has valid and  enforceable  leasehold
interests in the Leased Real  Property,  free and clear of all Liens (other than
Permitted  Liens).  Each Real Property  Lease  affords the Company  peaceful and
undisturbed  possession of the Leased Real Property covered  thereby,  and there
exists no event of default or event, occurrence, condition or act (including the
transactions  contemplated by this Agreement) on the part of the Company, or, to
the knowledge of the Company, on the part of the lessor thereunder,  which, with
the giving of notice, the lapse of time or the happening of any further event or
condition,  would become a material default under such Real Property Lease, give
rise to a right in the lessor to terminate the Real Property Lease or change any
of the  material  terms  thereof  or  render  the  lessee  liable  to incur  any
expenditure  under such Real Property Lease. In the event any such Real Property
Lease requires the lessee to exercise,  on or before the date hereof,  an option
to renew in  order to  continue  the term  thereof,  the  Company  has  properly
exercised such option to renew.

        (c)     The  Owned  Real   Property   and  the  Leased   Real   Property
(collectively,  the "Real  Property")  are the only real  property  necessary or
                     --------------
required in  connection  with the  operation  of the Business as it is now being
conducted.  To the knowledge of the Company,  the Real Property and improvements
thereon may  lawfully be used in  connection  with the  Business.  Except to the
extent that such  non-compliance  would not have a Material Adverse Effect,  the
Real Property and  improvements  are in  compliance  with all  applicable  laws,
rules,  regulations and ordinances of all Governmental  Entities including,  but
not limited to, zoning, building, health, safety and environmental laws; and the
Company has not received any notices of violations with respect thereto.

SECTION 3.11    Machinery  and  Equipment.  All  machinery,  equipment and other
                -------------------------
tangible  assets of the Company,  necessary and utilized in the operation of the
Business,  are in good operating  condition and in a state of repair  sufficient
for the conduct of normal operations  without the necessity of any known capital
expenditure in excess of $15,000. The Company's assets and properties (including
leased  assets and  properties,  if any) are  adequate  to enable the Company to
conduct the  Business  as now being  conducted.  The  Company  does not have any

                                       19
<PAGE>

commitment or plan to make any capital expenditure in excess of $15,000 that has
not been set forth on Schedule 3.11 hereto.
                      -------------

SECTION 3.12    Inventories.  The  inventories  of the  Company  consist  of raw
                -----------
materials,  work in process, and finished goods of a quality and quantity usable
or salable in the normal  course of the Business of the Company,  except for any
slow moving,  obsolete inventory or inventory of below-standard  quality, all of
which is immaterial or has been written off or written down to realizable  value
or for which  there has been a reserve  established  pursuant  to the  Financial
Statements.  The valuation at which the  inventories  of the Company are carried
reflects  the normal  inventory  valuation  policy of the  Company  (applied  in
accordance   with  GAAP)   which   states   inventory   at  the  lower  of  cost
(first-in-first-out-method)   or  market  and  the  Company's   regular  costing
standards with respect to work in process and finished goods inventory.

SECTION 3.13    Accounts  Receivable.  The  accounts  receivable  of the Company
                --------------------
result  from and will  result  from bona fide sales  made by the  Company in the
ordinary  course  of  business  consistent  with  past  practice  and have  been
collected in the ordinary course after provision for doubtful accounts and other
reserves  required by GAAP. The accounts  receivable of the Company that will be
recorded  on the  Audited  Closing  Balance  Sheet  will be  collectible  in the
ordinary  course  after  provision  for  doubtful  accounts  and other  reserves
required  by GAAP as set forth  thereon  The  amounts  due, or to become due, in
respect of such  accounts  receivable  are not, to the Company's  knowledge,  in
dispute and there are no, and will not be, any setoffs or counterclaims asserted
against any of the accounts receivable of the Company.

SECTION 3.14    Intellectual  Property Rights.  Attached hereto as Schedule 3.14
                -----------------------------                      -------------
is a true and  complete  list of all  Intellectual  Property  Rights (as defined
below)  used or held for use by the  Company in  connection  with the  Business,
other than  computer  software  programs  which are  generally  sold in consumer
retail stores.  The Company shall  disclose any patent  application in which the
Company has any  interest  to Parent and  Acquisition  Subsidiary  on a separate
confidential list. The Company owns, or is validly licensed or otherwise has the
right  to use,  all  Intellectual  Property  Rights  used or held for use by the
Company  and  all  goodwill  associated  therewith  on or  with  respect  to the
Company's  Products in the same manner in which any such  Intellectual  Property
Right have been or are now being  used.  The  Company  has not  infringed  upon,
misappropriated or otherwise  violated any Intellectual  Property Right or other
proprietary  information  of any other person.  Except as noted on Schedule 3.14
hereto,  there is no claim, demand or proceeding pending or, to the knowledge of
the Company, threatened, that pertains to or challenges the right of the Company
to use any of the  Intellectual  Property  Rights  identified  on Schedule  3.14
hereto  (including any claim that the Company must license or refrain from using
any Intellectual  Property Rights or other proprietary  information of any other
person).  The  Company  has not  granted  any  license or other right and has no
obligation  to grant any license or other  right with  respect  thereto.  To the
knowledge of the Company, no other person has infringed upon, misappropriated or
otherwise violated any Intellectual  Property Right of the Company.  The Company
has delivered to Parent and Acquisition  Subsidiary a true, complete and correct
copy of all correspondence  involving any claim,  demand or proceeding listed or
referred to on Schedule  3.14 hereto.  Without  limiting the  generality  of the
foregoing,  to the knowledge of the Company,  fully paid,  enforceable  licenses
govern the  Company's  use of software in which the  Microsoft  Corporation  has

                                       20
<PAGE>

Intellectual  Property  Rights,  each of such licenses remains in full force and
effect,  the Company has not breached any such license in any material  respect,
and the Company has paid all amounts that have heretofore become due and payable
in respect of such licenses. As used in this Agreement,  "Intellectual  Property
Rights" means,  collectively,  with respect to the U.S. and Canada,  any and all
now known or hereafter known tangible and intangible: (i) rights associated with
works of authorship  including  copyrights,  moral rights and  mask-works;  (ii)
trademark and trade name rights and similar  rights;  (iii) trade secret rights;
(iv) patent rights,  designs,  algorithms,  computer programs,  methods of doing
business, other proprietary ideas, designs,  concepts,  techniques,  inventions,
discoveries and  improvements,  whether or not patentable,  and other industrial
property rights;  (v) all other  intellectual and industrial  property rights of
every kind and nature and however  designated,  whether  arising by operation of
law,  contract,   license  or  otherwise;   (vi)  all   registrations,   initial
applications,   renewals,  extensions,   continuations,   continuations-in-part,
divisions  or reissues  thereof now or  hereafter  existing,  made,  or in force
(including any rights in any of the foregoing);  (vii) Internet websites, rights
in domain names,  computer  programs and software;  and (viii) any other service
mark,  design,  logo,  trade  secret,  know-how,  customer  list  or  financial,
business,  marketing or other information,  material or industrial property of a
party or any of its affiliates.

SECTION 3.15    Licenses.   The  Company  possesses  all  patents,   franchises,
                --------
permits,  licenses,  certificates  and consents  required from any  Governmental
Entity or any other  person  necessary  to enable  the  Company  to carry on the
Business  as now  conducted  and to own and operate  its  properties  (including
leased property) as now owned and operated  (collectively,  "Licenses"),  except
                                                             --------
for those licenses that are not,  individually or in the aggregate,  material to
the  operation of the  Business.  Each of the Licenses will remain in full force
and effect  following  consummation  of the  transactions  contemplated  by this
Agreement.  Attached  hereto as Schedule 3.15 is a true and complete list of all
                                -------------
such Licenses.

SECTION 3.16    Title to Assets.  All of the Company's assets and properties and
                ---------------
all assets and properties necessary or required in connection with the operation
of the Business as conducted as of the date hereof will, on the Closing Date, be
owned by the Company,  free and clear of all Liens whatsoever  (except Permitted
Liens), and the consummation of the transactions  contemplated by this Agreement
will not give rise to any Lien on such  assets or  properties.  With  respect to
leased Real Property,  the Company  holds,  and on the Closing Date will hold, a
valid leasehold  interest in and to the Real Property Leases,  in each case free
and clear of all Liens whatsoever  (except Permitted Liens).  There are not, and
on the  Closing  Date there will not be, any  outstanding  agreements,  options,
commitments  or rights  with,  to or in any third party to acquire or use any of
the Company's assets or properties.

SECTION 3.17    Corporate Minute Books; Bank Accounts.
                -------------------------------------

        (a)     The minute  books of the Company  contain  complete and accurate
records of all meetings  which were required to be convened and other  corporate
actions of its  stockholders  and directors and committees of directors (if any)
which were required to be taken, in each case pursuant to the Company's Articles
of Incorporation,  the IBCL and/or any material  agreements to which the Company
is a party. True and complete copies of the minute books have been delivered, or
made available to, Parent and Acquisition Subsidiary.

                                       21
<PAGE>

        (b)     Schedule  3.17(b) hereto contains a complete and correct list of
                -----------------
all bank accounts and safe deposit  boxes of the Company and persons  authorized
to sign or  otherwise  act with  respect  thereto  as of the date  hereof  and a
complete and correct list of all persons  holding a general or special  power of
attorney granted by the Company and a complete and correct copy thereof.

SECTION 3.18    Taxes.
                -----

        (a)     The  Company  has timely  filed all tax  returns  required to be
filed by it and all such returns are true and complete in all material respects.
The Company has timely paid all taxes shown as due on such returns and all taxes
otherwise due and the Unaudited Statements adequately provide in accordance with
GAAP for all taxes  payable by the  Company  (in  addition  to any  reserve  for
deferred taxes  established to reflect timing  differences  between book and tax
income) for all taxable  periods and  portions  thereof or, with  respect to the
period in which the Closing occurs,  such taxes (excluding those taxes resulting
from or attributable to the transactions contemplated by this Agreement) will be
accrued  through the Closing  Date on the Audited  Closing  Balance  Sheet.  The
Company has made all payments  required by any governmental  program of workers'
social  security or unemployment  compensation,  has withheld and, to the extent
due, paid over to the appropriate  Governmental  Entity all amounts  required by
law to be withheld  from the wages or salaries of  employees,  and is not liable
for any arrears of wage or salary  withholdings  or any taxes or  penalties  for
failure to comply with any of the  foregoing.  The Company has not requested any
extension  of time within which to file any tax return in respect of any taxable
year which has not since been filed,  and no  outstanding  waivers or comparable
consents regarding the application of the statute of limitations with respect to
any taxes or tax returns has been given by or on behalf of the Company. True and
complete  copies of all  Federal  income tax  returns of the  Company  have been
delivered to Parent and Acquisition Subsidiary.

        (b)     No  deficiencies  for any taxes have been proposed,  asserted or
assessed against the Company that are not adequately  reflected in the Financial
Statements,  or that will not be  adequately  reflected  in the Audited  Closing
Balance Sheet  (excluding  those taxes  resulting  from or  attributable  to the
transactions contemplated by this Agreement), and no requests for waivers of the
time to assess  any such taxes have been  granted  or are  pending.  There is no
audit,  examination,  deficiency  or refund  litigation  pending with respect to
taxes and during  the past three  years no taxing  authority  has given  written
notice  of the  intent  to  commence  any  such  examination,  audit  or  refund
litigation and which such  examination,  audit or refund  litigation has not yet
ended.  None of the assets or  properties  of the  Company is subject to any tax
lien,  other than any such liens for taxes which are not due and payable,  which
may  thereafter  be paid  without  penalty  or the  validity  of which are being
contested  in good  faith by  appropriate  proceedings  and for  which  adequate
provisions are being maintained in accordance with GAAP.

        (c)     No claim has been made in  writing  by a taxing  authority  in a
jurisdiction  where the Company does not file tax returns to the effect that the
Company is or may be subject to taxation by that jurisdiction.

        (d)     The   Company   has  not  been  a  member   of  an   affiliated,
consolidated,  combined or unitary group for tax purposes,  or made any election

                                       22
<PAGE>

or participated in any arrangement whereby any tax liability or any tax asset of
the Company was determined or taken into account for tax purposes with reference
to or in  conjunction  with any tax  liability  or any tax  asset  of any  other
person.

        (e)     The  Company is not a party to any tax sharing  agreement  or to
any  other  agreement  or  arrangement,  as a result of which  liability  of the
Company  to any taxing  authority  is  determined  or taken  into  account  with
reference  to the  activities  of any  other  person,  and  the  Company  is not
currently  under any  obligation to pay any amounts as a result of having been a
party to such an agreement  or  arrangement,  regardless  of whether such tax is
imposed on the Company.

        (f)     As  used  in  this  Agreement,  "taxes"  shall  include  all (x)
                                                 -----
domestic and foreign (whether national,  federal,  state,  provincial,  local or
otherwise) income,  franchise,  property,  sales, excise,  employment,  payroll,
social security, value-added, ad valorem, transfer, withholding and other taxes,
including taxes based on or measured by gross receipts,  profits,  sales, use or
occupation, tariffs, levies, impositions, assessments or governmental charges of
any nature  whatsoever,  including  any  interest,  penalties or additions  with
respect  to any of the  foregoing,  and (y)  liability  for the  payment  of any
amounts as a result of being party to any tax sharing  agreement  or as a result
of any express or implied  obligation to indemnify any other person with respect
to the  payment of any amounts of the types  described  in clause (x) or (y). As
used in this Agreement,  "tax return" shall mean any report,  return,  document,
                          ----------
declaration or other information or filing required to be supplied to any taxing
authority or jurisdiction with respect to taxes,  including information returns,
any documents with respect to or  accompanying  payments of estimated  taxes, or
with respect to or  accompanying  requests for the extension of time in which to
file any such report, return, document, declaration or other information.

SECTION 3.19    Employees; Benefit Plans.
                ------------------------

        (a)     Employees.  Attached  hereto as  Schedule  3.19(a) is a true and
                ---------                        ----------------
complete list of the names,  positions  and current  salary rates of all present
directors,  officers and  employees of the Company  whose total  current  annual
compensation is $100,000 or more,  together with a summary showing the salaries,
bonuses,  additional  compensation  and other  like  benefits,  if any,  paid or
payable to such persons for the fiscal year ended December 31, 2000 and that are
expected  to be paid or  payable  to such  persons  for the  fiscal  year  ended
December 31, 2001. All salaries, bonuses, additional compensation and other like
benefits,  including vacation,  of all past and present employees of the Company
shall be properly  accrued and reserved on the Audited  Closing Balance Sheet in
accordance  with  GAAP.  To the  knowledge  of the  Company,  no officer or "Key
                                                                             ---
Employee"  (which  means,  as used herein,  any employee  whose  current  annual
--------
compensation  is $100,000 or more),  of the Company  intends to terminate his or
her employment with the Company, nor does the Company have any present intention
to terminate the  employment  of any officer or such Key Employee,  whether as a
result of the  consummation  of the Merger or  otherwise.  The  Company  (i) has
correctly   categorized  all  employees  as  either   employees  or  independent
contractors  for federal tax purposes,  and is in compliance with all applicable
federal,  state and local laws,  rules and  regulations  (domestic  and foreign)
respecting their employment,  employment practices,  labor, terms and conditions
of employment and wages and hours, in each case, with respect to employees, (ii)
has withheld all amounts required by law or by agreement to be withheld from the
wages,  salaries and other  payments to  employees,  (iii) is not liable for any

                                       23
<PAGE>

arrears of wages or any taxes or any  penalty  for failure to comply with any of
the foregoing,  (iv) is not liable for any payment to any trust or other fund or
to any governmental or  administrative  authority,  with respect to unemployment
compensation benefits,  social security or other benefits for employees, and (v)
has provided  employees with the benefits to which they are entitled pursuant to
the terms of all Company Benefit Plans (as defined below).

        (b)     Employment,  Severance and Stay Bonus Agreements. The Company is
                ------------------------------------------------
not, nor will it be on the Closing Date, a party to or bound by (i) any contract
with any present or former  director,  officer,  employee or  consultant  of the
Company,  (ii) any employment,  termination,  severance or stay bonus agreement,
(iii) any agreement  with any director,  officer,  employee or consultant of the
Company  (A) the  benefits  of which are  contingent,  or the terms of which are
materially altered,  upon the occurrence of a transaction  involving the Company
of the nature of any of the  transactions  contemplated by this  Agreement,  (B)
providing  any term of  employment  or  compensation  guarantee or (C) providing
severance benefits or other benefits after the termination of employment of such
officer or employee,  or (iv) any agreement or plan,  including any stock option
plan or stock purchase plan, any of the benefits of which will be increased,  or
the vesting or other  realization of the benefits of which will be  accelerated,
by the  occurrence of the  transactions  contemplated  by this  Agreement or the
value of any of the  benefits  of which will be  calculated  on the basis of the
transactions  contemplated by this Agreement. The Company has not made or become
obligated  to make,  or will not,  as a result of any event  connected  with the
transactions  contemplated herein, make or become obligated to make, any "excess
parachute  payment" as defined in Section  280G of the Code  (without  regard to
subsection (b)(4) thereof).  Any amount that could be received (whether in cash,
property, or vesting of property) as a result of the transaction contemplated by
this Agreement (or their termination of service  incidental to such transaction)
by any officer, director,  employee or independent contractor of the Company who
is  a  "disqualified  individual"  (as  defined  in  Company  proposed  Treasury
Regulation  Section  1.280G-1),  under any  employment  arrangement  or  Company
Benefit  Plan (as  defined  below),  will  not be  characterized  as an  "excess
parachute payment" as defined in Section 280G of the Code.

        (c)     Benefit  Plans.  Schedule  3.19(c)  hereto  contains  a true and
                --------------   -----------------
complete  list of all  bonus,  profit-sharing,  stock  purchase,  stock  option,
pension,  retirement,  health,  welfare,  severance  pay or any other current or
deferred  remuneration or compensation  plan,  arrangement or practice and other
fringe benefits, including, without limitation, all "employee benefit plans" (as
defined in Section 3(3) of the Employee  Retirement Income Security Act of 1974,
as amended  ("ERISA"),  all  "employee  welfare  benefit  plans" (as  defined in
              -----
Section 3(1) of ERISA) and all "employee  pension  benefit plans" (as defined in
Section 3(2) of ERISA)  (collectively,  "Company  Benefit Plans")  maintained or
                                         ----------------------
contributed  to by the Company or any person or entity that,  together  with the
Company, is treated as a single employer (a "Commonly  Controlled Entity") under
                                             ---------------------------
Section  414(b),  (c), (m) or (o) of the Code, for the benefit of any current or
former directors,  officers,  employees or consultants of the Company. Except as
described in the Financial  Statements,  the Company has no Company Benefit Plan
currently  in  existence  which is subject to the  requirements  of ERISA.  With
respect to each Company Benefit Plan:

                (i)     The Company has  provided or made  available  to Parent,
                true and complete  copies of (A) each Company  Benefit Plan (or,
                in the case of any unwritten Company Benefit Plans, descriptions
                thereof),  (B) the  most  recent  annual  report  on  Form  5500

                                       24
<PAGE>

                required  to be filed with the  Internal  Revenue  Service  (the
                "IRS") with  respect to each  Company  Benefit Plan (if any such
                 ---
                report  was   required),   (C)  the  most  recent  summary  plan
                description for each Company Benefit Plan for which such summary
                plan  description is required,  and (D) each trust agreement and
                group  annuity  contract  relating to any Company  Benefit Plan.
                Each Company  Benefit Plan has been  administered  in accordance
                with its terms. The Company and all of the Company Benefit Plans
                are in compliance in all material  respects with all  applicable
                provisions of ERISA and the Code and all other applicable law.

                (ii)    Neither the Company nor any Commonly  Controlled  Entity
                has  maintained,  contributed to or been obligated to contribute
                to any Company Benefit Plan that is subject to Title IV of ERISA
                or Section 412 of the Code with  respect to which the Company or
                any Commonly  Controlled  Entity has  liabilities or obligations
                (whether accrued, absolute, contingent or otherwise).

                (iii)   With  respect  to any  Company  Benefit  Plan that is an
                employee  welfare  benefit  plan,  there are no  understandings,
                agreements or undertakings,  written or oral, that would prevent
                any such plan  (including  any such plan  covering  retirees  or
                other former employees) from being amended or terminated without
                material  liability  to the  Company on or at any time after the
                Effective Time.

                (iv)    Each Company  Benefit Plan that is an "employee  pension
                benefit  plan"  within the meaning of Section  3(2) of ERISA and
                that is intended to be  qualified  under  Section  401(a) of the
                Code, has received a favorable determination letter from the IRS
                with  respect to "TRA" (as  defined  in Section 1 of Rev.  Proc.
                93-39),  and to the  knowledge of the Company  there are not any
                circumstances  likely  to  result  in  revocation  of  any  such
                favorable  determination  letter. There is no pending or, to the
                knowledge  of  the  Company,   threatened   material  litigation
                relating to any of the Company  Benefit  Plans.  The Company has
                not engaged in a transaction with respect to any Company Benefit
                Plan  that,  assuming  the  taxable  period of such  transaction
                expired as of the date  hereof,  could  subject the Company to a
                tax or  penalty  imposed by either  Section  4975 of the Code or
                Section 502(i) of ERISA.

                (v)     All contributions  made or required to be made under the
                terms of any Company  Benefit Plan for any period since  January
                1, 2000 are set forth on Schedule  3.19(c) hereto,  and all such
                contributions  have been timely made or have been  reflected  on
                the  Financial  Statements,  or,  with  respect to the period in
                which the Closing  occurs,  will be accrued  through the Closing
                Date on the Audited Closing Balance Sheet.

                                       25
<PAGE>

                (vi)    The Company has no  obligations  for retiree  health and
                life benefits under any Company Benefit Plan nor has the Company
                ever  represented,  promised or  contracted  (whether in oral or
                written form) to any employee(s) that such employee(s)  would be
                provided with retiree health or life benefits.

        (d)     Collective   Bargaining   Agreements.   None  of  the  Company's
                ------------------------------------
employees is covered by a collective  bargaining agreement and there is no union
or other organization seeking or claiming to represent any such employees. There
is no labor dispute,  strike, work stoppage or lockout,  or, to the knowledge of
the  Company,  any threat  thereof,  by or with  respect to any  employee of the
Company.

SECTION 3.20    Insurance.  Attached  hereto  as  Schedule  3.20  is a true  and
                ---------                         --------------
complete list of all  insurance  policies in force with respect to the Company's
assets and the Business of the Company,  identifying  the type of coverage,  the
coverage limit, the term thereof,  and the annual premiums  payable thereon.  To
the  knowledge of the Company all such policies are adequate to insure the risks
covered  thereby.  The Company is not,  nor will it be on the Closing  Date,  in
default in any respect  under any such policy,  and the Company  shall  continue
such policies in force and effect through the Closing Date.

SECTION 3.21    Litigation.  Schedule  3.21 hereto sets forth each legal action,
                ----------   --------------
suit, arbitration,  or other legal or administrative proceeding or investigation
before any  Governmental  Entity  pending or, to the  knowledge  of the Company,
threatened,  to which the Company is a party that (a) affects the  Company,  the
Business  or any of the  Company's  properties  or  assets,  (b)  questions  the
validity of this Agreement or any other  documents or instruments to be executed
and delivered by the Company or any of the Holders pursuant hereto, or the right
of the  Company or any of the Holders to enter into this  Agreement  or any such
other documents or instruments,  or to consummate the transactions  contemplated
hereby or thereby,  or (c) if  adversely  determined,  would be likely to have a
material  adverse  effect on the ability of the Company or any of the Holders to
perform  their  respective  obligations  under this  Agreement or any such other
documents or instruments.  To the knowledge of the Company,  except as set forth
on  Schedule  3.21  hereto,  there is no fact or facts  existing  which could be
reasonably  expected to result in, nor is there any basis for,  any such action,
suit,  arbitration,  or other proceeding or investigation.  Schedule 3.21 hereto
identifies,  with respect to each action, suit, arbitration, or other proceeding
or  investigation  set forth  thereon,  the parties  thereto,  the nature of the
claim,  the status  thereof,  the court or other tribunal in which such claim is
being heard, and whether such claim is fully covered by insurance. The Financial
Statements  include,  and the Audited  Closing  Balance Sheet will  include,  an
adequate  reserve,  determined  in  accordance  with GAAP,  for all liability or
potential liability resulting or arising from any action, suit, arbitration,  or
other proceeding or investigation listed on Schedule 3.21 hereto. The Company is
not a party to or subject to any order, writ, injunction,  decree,  judgement or
other  restriction of any  Governmental  Entity which has or could be reasonably
likely  to have a  Material  Adverse  Effect  or could be  reasonably  likely to
prevent or materially  delay the Company's  ability to enter into this Agreement
or any other  documents or  instruments  to be executed and  delivered  pursuant
hereto or consummate the transactions contemplated hereby or thereby.

                                       26
<PAGE>

SECTION 3.22    Compliance  with Laws.  The Company  has  complied  with,  is in
                ---------------------
compliance  with,  and has not received  notice of any violation of, any and all
applicable laws, rules, regulations and ordinances regulating or relating to the
Business, including but not limited to those relating to the employment of labor
(including labor who are not U.S.  citizens),  the establishment and maintenance
of working conditions for labor, employee safety, environmental and conservation
matters, the manufacture,  sale and distribution of the Company's Products,  the
North  American Free Trade  Agreement,  as amended,  and the  establishment  and
maintenance of the Company's relationships with suppliers and customers,  except
to the extent such non-compliance would not have a Material Adverse Effect.

SECTION 3.23    NHTSA; Other Safety Standards.  The Company has not received any
                -----------------------------
notices  or  other  correspondence  from the  National  Highway  Traffic  Safety
Administration ("NHTSA") relating to the Company's Products. To the knowl